Why Google Virtual Card is better then Apple card? Apple has always been ahead of everyone else in terms of Security user data. It was the first to not hesitate to refuse cookies in the browser, to ban monitoring in applications and to develop a very practical and inviolable method of inserting authorization codes from the keyboard, which third-party software does not. not have access until you click on it.
However, brilliant ideas for protecting users and their data come to mind not only from Apple engineers, but also from others. For example, developers Google Chrome. Google Chrome will replace your credit card numbers with virtual numbers during autofill to protect them from interception
Google has developed a masking function Bank cards specifically for Google Chrome. Thanks to it, payment data will remain safe when paying for purchases in online stores. The browser will automatically create virtual copy of the map with completely different data, which the user will use to enter sites, without fear for the safety of savings on a real account.
Google Chrome Update
Creating virtual cards can protect your real card from money theft
Creation method virtual cards for online payments in Chrome is completely automated, and the browser itself offers to replace the real number of your “plastic” immediately before entering data. This happens the moment you click on the input field to activate the mechanism Autofill. Chrome will ask you if you want to use a virtual number to secure your payment.
In fact, Google transferred the methodology contactless payment, which involves creating a virtual card to hide the real number, for online payments. The search giant doesn’t need the bank’s permission to virtualize the cards. The company works directly with payment systems Visa, MasterCard and AmEx, which provide Google with the infrastructure to create a virtual version of plastic.
Initial support virtualization will only be available to Visa and American Express cardholders. And with the MasterCard from Google, apparently, it has not yet been possible to agree. Therefore, the connection of the “plastic” of this payment system is planned later. When exactly this will happen, Google does not specify – most likely, because it itself has no information about this.
Chrome not only creates fake card number, but also a new CVV code to confirm payments. True, it is still not necessary to enter it manually, since the browser uses a regular automatic data filling mechanism, and either biometrics or an SMS code using technology is used to confirm payment. 3D secure.
Google Virtual Card for Online Payment
Chrome will create virtual copies of bank cards itself when autofilling
Already now, users have the possibility to add their cards on the pay.google.com site for subsequent automatic filling. These are the ones that Google Chrome will later virtualize, replacing real numbers with newly created mask combinations.
Here you can track the connection. virtual cards and real, as well as view all transactions made on these cards.
Google Chrome Update with card virtualization function is not released yet. That will happen later this year. However, not all users will have immediate access to it. First, the update is expecting desktop and Android platforms, then iOS, but only for US users.
But the timing of the international release of the innovation is not called – apparently due to the fact that Google will have to get along with regional branches of payment systems.
As you understand, in Russia new Google Chrome feature may not be available at all. The fact is that Visa and MasterCard have stopped working in the Russian market, which means that the search giant will have nobody and nothing to negotiate on card virtualization. As a result, local users will have to take care of protecting their cards themselves.
How to protect them? Well, actually, there’s nothing complicated about it. Just do not enter your plastic card data anywhere. It is even better to start a virtual machine specifically for payment for online purchases, which is replenished by the payment amount immediately before it is made. So even if your data is intercepted, attackers won’t be able to steal a lot of money.
